Small business funding options, SBA loans, equipment leasing, working capital lines of credit, and invoice factoring.
Deconstruct Merchant Cash Advances (MCAs). Understand how factor rates translate into 60% to 150%+ effective APRs, daily ACH withdrawals, and identify cheaper funding alternatives.
Examine invoice factoring and accounts receivable financing mechanics. Learn advance rates, factor fees, spot vs. contract factoring, and non-debt working capital liquidity.
Navigate equipment loans and commercial leases. Discover how Section 179 tax deductions, fair market value (FMV) leases, and $1 buyout structures maximize cash flow.
Analyze the cash flow dynamics between revolving business lines of credit and fixed-term working capital loans. Compare interest structures, draw fees, and operational flexibility.
Compare the two flagship Small Business Administration programs: SBA 7(a) and SBA 504. Learn structure differences, equity injection mandates, and borrowing caps.